401k.loans: 401(k) loan and withdrawal calculators

by FastDrop

MCP MCP VERIFIED Verified 2 hours ago Registry import free

401(k) loan true cost, loan vs. withdrawal vs. personal loan vs. HELOC, early withdrawal tax.

401(k) loan true cost, loan vs. withdrawal vs. personal loan vs. HELOC, early withdrawal tax. Official MCP Registry: loans.401k/401k-loans@1.2026.1101.1. Remote endpoint: https://401k.loans/mcp

Problem it solves

Discoverable MCP server listed in the official MCP Registry.

How it's different

Remote MCP endpoint ingested from the official registry and probed by FastDrop.

Ingested from the official MCP Registry

FastDrop pulled this entry from the official MCP Registry as loans.401k/401k-loans and probed the endpoint. The maker did not submit it, so the outbound link is not endorsed and the description is not theirs.

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Tools this endpoint exposes

Read directly from the endpoint on 2 Nov 2026. Not supplied by the maker.

calculate_401k_loan_cost
Runs the 401k.loans true-cost calculator: payment per paycheck and number of payments, total repaid and interest, pre-tax pay needed per payment, tax later on the interest, the 401(k) balance at payof
compare_401k_loan_alternatives
Prices four ways to raise the same cash with the 401k.loans comparison tool: 401(k) loan, hardship withdrawal (grossed up for tax and the 10% additional tax), personal loan (rate plus origination fee)
calculate_401k_early_withdrawal
Runs the 401k.loans early withdrawal calculator for a cash-out or hardship withdrawal: amount taken out (or the gross needed to net a target), income tax at your marginal rates, the 10% additional tax