earnrate

Ingested from the official MCP Registry

FastDrop pulled this entry from the official MCP Registry as io.github.cwasley/earnrate and probed the endpoint. The maker did not submit it, so the outbound link is not endorsed and the description is not theirs.

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Tools this endpoint exposes

Read directly from the endpoint on 31 Oct 2026. Not supplied by the maker.

• best_card_for_purchase

  Which card earns the most rewards for a purchase, and why. With no cards given and no saved wallet, it ranks every card earnrate knows (in `allCards`): a complete answer for anyone. With cards named i

• resolve_merchant

  Shows how earnrate identifies a merchant: its spend category, likely MCC, which card networks it takes, confidence, and whether that came from curated data, Claude, or nowhere. Use it to explain or do

• compare_welcome_offers

  Ranks the public welcome (sign-up) offers on cards the user doesn't have by first-year value: the bonus at the user's point values minus the first year's annual fee. Use it when the user asks which ne

• best_cards_for

  Ranks every card earnrate knows, not only the user's, for one purchase or category, each set up at its best (the right category pick, activated, cap unused), with its annual fee and what earning the r

• simulate_spending

  Spends monthly amounts for a year across every card earnrate knows, and ranks single cards and two-card pairs by rewards minus annual fees. Spending is optional: without it, typical U.S. household amo

• cheat_sheet

  The card to use for each everyday kind of purchase right now: groceries, dining, gas, Amazon, Costco, travel, streaming, drugstores and everything else. With no cards given and no saved wallet, it pic

• search_cards

  Finds credit cards in earnrate's catalog by name or issuer, e.g. "sapphire", "amex gold" or "bofa". Returns each card's id (for add_card), network, annual fee, whether it's already in the wallet, and

• list_wallet

  Lists the user's cards: checkout label, network, rewards currency and its value, spending caps with how much is left this period, chosen bonus categories (and whether they're current), welcome-bonus p